STATE BILLHI SB 2964PASSED

Relating To Property Insurance.

State of Hawaii

Requires homeowners insurance producers to notify policyholders that they may submit information regarding improvements made to the insured residential property, which shall then be submitted to the homeowners insurer. Requires homeowners insurers to reevaluate the replacement cost estimate based on the information submitted by a policyholder, and offer the policyholder the option to purchase additional coverage to cover the full amount of the replacement cost estimate. Establishes administrative penalties for violations. Effective 1/1/2027. (CD1)

Status
Passed
Signed or otherwise enacted
Status date
Jul 14, 2026
121 days ago
Current chamber
House of Representatives
Session
2026 Regular Session
HI SB 2964 · PassedJul 14

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Bill details

Last action
Act 256, on 07/14/2026 (Gov. Msg. No. 1358). · Jul 14, 2026

Sponsors

AMAngus McKelveySenator · Democrat · SD-006Primary sponsor
SCStanley ChangSenator · Democrat · SD-009Primary sponsor
CFCarol FukunagaSenator · Democrat · SD-011Primary sponsor
THTroy HashimotoSenator · Democrat · SD-005Primary sponsor
MKMichelle KidaniSenator · Democrat · SD-018Primary sponsor
TRTim RichardsSenator · Democrat · SD-004Primary sponsor

Bill history

Newest first.

Jul 14, 2026Act 256, on 07/14/2026 (Gov. Msg. No. 1358).House
Jul 14, 2026Act 256, 07/14/2026 (Gov. Msg. No. 1358).Senate
May 8, 2026Enrolled to Governor.Senate
May 8, 2026Received notice of passage on Final Reading in House (Hse. Com. No. 888).Senate
May 6, 2026Received notice of Final Reading (Sen. Com. No. 816).House
May 6, 2026Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).House
May 6, 2026Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.Senate
Apr 29, 2026Forty-eight (48) hours notice Wednesday, 05-06-26.House
Show 30 earlier actions
Apr 29, 2026Reported from Conference Committee (Conf Com. Rep. No. 75-26) as amended in (CD 1).House
Apr 29, 202648 Hrs. Notice (as amended CD 1) 05-06-26.Senate
Apr 29, 2026Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 75-26).Senate
Apr 29, 2026The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Grandinetti, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.House
Apr 29, 2026The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Keohokalole, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.Senate
Apr 28, 2026Bill scheduled for Conference Committee Meeting on Wednesday, 04-29-26 3:30PM in conference room 224.House
Apr 27, 2026Received notice of Senate conferees (Sen. Com. No. 783).House
Apr 27, 2026Senate Conferees Appointed: Keohokalole Chair; McKelvey Co-Chair; Awa.Senate
Apr 20, 2026Received notice of appointment of House conferees (Hse. Com. No. 787).Senate
Apr 20, 2026House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick.House
Apr 16, 2026Received notice of disagreement (Sen. Com. No. 710).House
Apr 16, 2026Senate disagrees with House amendments.Senate
Apr 16, 2026Received from House (Hse. Com. No. 720).Senate
Apr 14, 2026Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.House
Apr 9, 2026Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Cochran excused (1).House
Apr 9, 2026Reported from CPC (Stand. Com. Rep. No. 1971-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading.House
Mar 31, 2026The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Kong, Marten, Tam, Pierick; Ayes with reservations: Representative(s) Iwamoto; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen.House
Mar 27, 2026Bill scheduled to be heard by CPC on Tuesday, 03-31-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.House
Mar 12, 2026Referred to CPC, referral sheet 17House
Mar 12, 2026Pass First ReadingHouse
Mar 10, 2026Received from Senate (Sen. Com. No. 327) in amended form (SD 1).House
Mar 10, 2026Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: Senator(s) Inouye, Richards, San Buenaventura. Noes, 0 (none). Excused, 0 (none). Transmitted to House.Senate
Mar 5, 202648 Hrs. Notice 3/10/2026.Senate
Mar 5, 2026Report adopted; Passed Second Reading, as amended (SD 1).Senate
Mar 5, 2026Reported from CPN (Stand. Com. Rep. No. 2797) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.Senate
Feb 25, 2026The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, Fukunaga, Lamosao, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.Senate
Feb 20, 2026The committee(s) on CPN has scheduled a public hearing on 02-25-26 9:32AM; Conference Room 229 & Videoconference.Senate
Jan 30, 2026Referred to CPN.Senate
Jan 26, 2026Passed First Reading.Senate
Jan 23, 2026Introduced.Senate

Recorded votes

Senate Commerce and Consumer Protection: Passed, With AmendmentsFeb 25, 2026 · Senate · 5 yea · 0 nayPassed
House Conference: Passed, With AmendmentsApr 29, 2026 · House · 3 yea · 0 nayPassed
Senate Conference: Passed, With AmendmentsApr 29, 2026 · Senate · 3 yea · 0 nayPassed

Subjects

  • Homeowners Insurance
  • Underinsurance
  • Replacement Cost Value
  • Offer to Insure to Value
  • Notice
  • Administrative Penalty

Read the bill at the source

This page follows the bill as the legislature records it. For the bill's full text and the official record, use the legislature's own site.

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