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District analyzes EMC property insurance SPF costs

Howard-Winneshiek Community School District logoHoward-Winneshiek Community School District
Disclosed value
SPF contribution = $28,274
From report
Document date
Jul 20, 2026

The 30-second brief

What it covers

Howard-Winneshiek Community School District maintains property coverage through EMC with a 1% wind and hail deductible on $71.8 million in property values. Participation in the SPF program reduces the per-storm deductible exposure to $10,000 in exchange for a $28,274 SPF contribution.

Who holds it

EMC holds this insurance contract with Howard-Winneshiek Community School District. Its other public contracts on record include work for Gilpin Township Municipal Authority and Town of Bethlehem.

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Contract details

Contract type
Insurance
Amount
SPF contribution = $28,274
Document date
July 20, 2026
Vendor
EMC
Agency
Howard-Winneshiek Community School District
Source document
Howard-Winneshiek Community School District Report SPF25 Insurance Analysis 2026-07-20 (Report)

EMC's other public contracts

Gilpin Township Municipal Authority, PennsylvaniaEMC Engagement Listed for Agenda Consideration · Oct 20, 2026UndisclosedTown of Bethlehem, New HampshireBethlehem Board to Consider EMC Town Building Contract · Oct 19, 2026UndisclosedLogan-Hocking Local Schools, OhioEMC Proposal Pending For District Insurance · Oct 19, 2026UndisclosedDe Smet School District 38-2, South DakotaDe Smet Considers EMC Auto and Umbrella Coverage · Oct 13, 2026Town of Mecosta, MichiganMecosta Township Renews Insurance Policy with EMC · Oct 13, 2026$34KAll EMC contractsVendor profile

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Questions about this contract

Who was awarded the insurance contract by Howard-Winneshiek Community School District?

EMC was awarded this insurance contract by Howard-Winneshiek Community School District, as recorded on July 20, 2026. The contract value is SPF contribution = $28,274.

How much is the EMC contract with Howard-Winneshiek Community School District worth?

The EMC contract with Howard-Winneshiek Community School District is valued at SPF contribution = $28,274, covering insurance work.

What type of contract is this?

This is a Insurance contract, documented as a report record.

Where was this contract approved?

This contract appears in Howard-Winneshiek Community School District Report SPF25 Insurance Analysis 2026-07-20 (Report), dated July 20, 2026 from Howard-Winneshiek Community School District. Civic IQ extracts contract records directly from agency meeting documents and solicitations.

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What other contracts does EMC hold?

EMC may hold additional government contracts. View their full contract history, the agencies they serve, and total tracked spend on their Civic IQ vendor profile.

What is Howard-Winneshiek Community School District currently buying?

Explore Howard-Winneshiek Community School District's vendors, signed contracts, and active RFPs on their Civic IQ agency profile.

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