INSURANCEPENDING

De Smet Considers EMC Auto and Umbrella Coverage

De Smet School District is considering EMC for commercial auto and umbrella insurance coverage. EMC quoted $16,920 annually for auto coverage and annual umbrella options ranging from $1,976 for $1 million of coverage with auto included to $5,320 for $3 million.

Document date · October 13, 2026

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Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo
Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo
Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo

Scope & details

The full contract record, as filed.

Contract amount
$16,920.00 annual premium for commercial auto coverage; $1,976 annual premium for a $1 million umbrella with auto coverage; $3,667 annual premium for a $2 million umbrella with auto coverage; $5,320 annual premium for a $3 million umbrella with auto coverage
Contract type
INSURANCE
Contract term
Pro-rated from 2026-10-13 through 2027-07-01 on the current term
Renewal date
2027-07-01
Renewal
Quoted premiums would be pro-rated for the remainder of the current term, from 2026-10-13 through 2027-07-01. Selection of EMC would replace the current Auto-Owners commercial auto policy.
Document type
Report
Source document
De Smet School District Report Auto and Umbrella Insurance Premiums 2026-10-13

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Frequently asked questions

Common questions about this contract, answered from the record.

Who was awarded the insurance contract by De Smet School District 38-2?

EMC was awarded this insurance contract by De Smet School District 38-2, as recorded on October 13, 2026. The contract value is $16,920.00 annual premium for commercial auto coverage; $1,976 annual premium for a $1 million umbrella with auto coverage; $3,667 annual premium for a $2 million umbrella with auto coverage; $5,320 annual premium for a $3 million umbrella with auto coverage.

How much is the EMC contract with De Smet School District 38-2 worth?

The EMC contract with De Smet School District 38-2 is valued at $16,920.00 annual premium for commercial auto coverage; $1,976 annual premium for a $1 million umbrella with auto coverage; $3,667 annual premium for a $2 million umbrella with auto coverage; $5,320 annual premium for a $3 million umbrella with auto coverage, covering insurance work.

What type of contract is this?

This is a Insurance contract, documented as a report record.

Where was this contract approved?

This contract appears in De Smet School District Report Auto and Umbrella Insurance Premiums 2026-10-13 (Report), dated October 13, 2026 from De Smet School District 38-2. Civic IQ extracts contract records directly from agency meeting documents and solicitations.

What other contracts does EMC hold?

EMC may hold additional government contracts. View their full contract history, the agencies they serve, and total tracked spend on their Civic IQ vendor profile.

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What is De Smet School District 38-2 currently buying?

Explore De Smet School District 38-2's vendors, signed contracts, and active RFPs on their Civic IQ agency profile.

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