STATE BILLOR HB 4116PASSED

Relating to consumer finance loans; and prescribing an effective date.

State of Oregon

Declares that this state does not want a certain federal law to apply to consumer finance loans made in this state. Says who the laws that govern consumer finance loans in this state apply to and when. Says what needs to be in an application for a license to make consumer finance loans in this state. (Flesch Readability Score: 73.0). Declares that this state does not want the amendments set forth in section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 to apply to consumer finance loans made in this state. Specifies persons to whom the consumer finance laws of this state apply and circumstances in which the laws apply. Specifies the requirements for an application for a license to make consumer finance loans in this state. Takes effect on the 91st day following adjournment sine die.

Status
Passed
Signed or otherwise enacted
Status date
Apr 13, 2026
213 days ago
Current chamber
House of Representatives
Session
2026 Regular Session
OR HB 4116 · PassedApr 13

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Bill details

Last action
Chapter 113, (2026 Laws): Effective date June 5, 2026. · Apr 13, 2026

Sponsors

NSNathan SosaRepresentative · Democrat · HD-030Primary sponsor
CNCourtney Neron MisslinRepresentative · Democrat · SD-013Primary sponsor
BBBen BowmanRepresentative · Democrat · HD-025Primary sponsor
TATom AndersenRepresentative · Democrat · HD-019Primary sponsor
LWLamar WiseRepresentative · Democrat · HD-048Primary sponsor
WCWlnsvey CamposRepresentative · Democrat · SD-018Primary sponsor
JGJeffrey GoldenSenator · Democrat · SD-003Primary sponsor
DPDeb PattersonSenator · Democrat · SD-010Primary sponsor
Show 16 more sponsors
FPFloyd ProzanskiSenator · Democrat · SD-004Primary sponsor
FCFarrah ChaichiRepresentative · Democrat · HD-035
MGMark GambaRepresentative · Democrat · HD-041
DGDavid GombergRepresentative · Democrat · HD-010
KHKen HelmRepresentative · Democrat · HD-027
ZHZach HudsonRepresentative · Democrat · HD-049
SMSusan McLainRepresentative · Democrat · HD-029
LMLesly MunozRepresentative · Democrat · HD-022
NNNancy NathansonRepresentative · Democrat · HD-013
TNTravis NelsonRepresentative · Democrat · HD-044
TTThuy TranRepresentative · Democrat · HD-045
JWJules WaltersRepresentative · Democrat · HD-037
LFLew FrederickRepresentative · Democrat · SD-022
KJKayse JamaSenator · Democrat · SD-024
KPKhanh PhamSenator · Democrat · SD-023
JSJaneen SollmanRepresentative · Democrat · SD-015

Bill history

Newest first.

Apr 13, 2026Chapter 113, (2026 Laws): Effective date June 5, 2026.House
Apr 7, 2026Governor signed.House
Mar 6, 2026President signed.Senate
Mar 6, 2026Speaker signed.House
Mar 5, 2026McLane, granted unanimous consent to change vote to nay.Senate
Mar 5, 2026Third reading. Carried by Neron Misslin, Campos. Passed. Ayes, 16; Nays, 13--Anderson, Drazan, Girod, Hayden, Lieber, Linthicum, McLane, Nash, Robinson, Smith DB, Starr, Thatcher, Weber; Excused, 1--Meek.Senate
Mar 5, 2026Motion to refer to Committee on Rules failed. Ayes, 12; Nays, 17--Broadman, Campos, Frederick, Gelser Blouin, Golden, Gorsek, Jama, Lieber, Manning Jr, Neron Misslin, Patterson, Pham, Prozanski, Reynolds, Sollman, Taylor, President Wagner; Excused, 1--Meek.Senate
Mar 5, 2026Motion to substitute Minority Report for Committee Report failed. Ayes, 12; Nays, 18--Broadman, Campos, Frederick, Gelser Blouin, Golden, Gorsek, Jama, Lieber, Manning Jr, Meek, Neron Misslin, Patterson, Pham, Prozanski, Reynolds, Sollman, Taylor, President Wagner.Senate
Show 17 earlier actions
Mar 4, 2026Second reading.Senate
Mar 3, 2026Minority Recommendation: Do pass with amendments. (Printed A-Eng. Minority)Senate
Mar 3, 2026Recommendation: Do pass.Senate
Feb 25, 2026Public Hearing and Work Session held.Senate
Feb 23, 2026Public Hearing held.Senate
Feb 19, 2026Referred to Labor and Business.Senate
Feb 19, 2026First reading. Referred to President's desk.Senate
Feb 17, 2026Vote explanation(s) filed by Levy E, Nguyen D.House
Feb 17, 2026Third reading. Carried by Sosa. Passed. Ayes, 31; Nays, 24--Boice, Boshart Davis, Breese-Iverson, Bunch, Cate, Diehl, Edwards, Elmer, Levy E, Lively, Mannix, McIntire, Nguyen D, Osborne, Owens, Pham H, Reschke, Rieke Smith, Scharf, Skarlatos, Smith G, Wallan, Wright, Yunker; Excused, 2--Lewis, Valderrama; Excused for Business of the House, 3--Harbick, Helfrich, Levy B.House
Feb 17, 2026Motion to substitute Minority Report for Committee Report failed. Ayes, 25; Nays, 33--Andersen, Bowman, Chaichi, Chotzen, Dobson, Fragala, Gamba, Gomberg, Grayber, Helm, Hudson, Isadore, Javadi, Kropf, Lively, Marsh, McDonald, McLain, Munoz, Nathanson, Nelson, Nguyen D, Nosse, Pham H, Rieke Smith, Ruiz, Sanchez, Sosa, Tran, Walters, Watanabe, Wise, Speaker Fahey; Excused, 2--Lewis, Valderrama.House
Feb 16, 2026Second reading.House
Feb 13, 2026Minority Recommendation: Do pass with amendments and be printed A-Engrossed.House
Feb 13, 2026Recommendation: Do pass.House
Feb 10, 2026Work Session held.House
Feb 3, 2026Public Hearing held.House
Feb 2, 2026Referred to Commerce and Consumer Protection.House
Feb 2, 2026First reading. Referred to Speaker's desk.House

Recorded votes

House Committee Do PassFeb 10, 2026 · House · 6 yea · 4 nayPassed
House Motion to substitute Minority ReportFeb 17, 2026 · House · 25 yea · 33 nayFailed
House Third ReadingFeb 17, 2026 · House · 31 yea · 24 nayPassed
Senate Committee Do passFeb 25, 2026 · Senate · 3 yea · 2 nayPassed
Senate Motion to substitute Minority ReportMar 5, 2026 · Senate · 12 yea · 18 nayFailed
Senate Motion to ReferMar 5, 2026 · Senate · 12 yea · 17 nayFailed
Senate Third ReadingMar 5, 2026 · Senate · 17 yea · 12 nayPassed

Read the bill at the source

This page follows the bill as the legislature records it. For the bill's full text and the official record, use the legislature's own site.

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