REGULATION-TECH
State of IllinoisIllinoisAmends the Illinois Insurance Code. In provisions concerning the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured notice of the increase in renewal premium at least 30 days before the policy renewal or anniversary date. Changes the number of hours required for the National Safety Council's Defensive Driving Course's classroom safety instruction program from 8 hours to 4 hours in provisions concerning insurance premium reductions. Creates the Rates for Automobile Insurance Article. Provides that the Article applies to specified policies of automobile insurance and filings made on or after July 1, 2027. Provides that rates shall not be excessive, inadequate, or unfairly discriminatory, as described. Sets forth provisions concerning determinations by the Department of Insurance that a filing is excessive, inadequate, or unfairly discriminatory and provisions prohibiting cost-shifting. Effective July 1, 2027.
- Status
- Passed
- Signed or otherwise enacted
- Status date
- Aug 4, 2026
- 100 days ago
- Current chamber
- Senate
- Session
- 2025-2026 Regular Session
IL SB 714 · PassedAug 4
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Bill details
- Last action
- Public Act . . . . . . . . . 104-0753 · Aug 4, 2026
Sponsors
RVRam VillivalamSenator · Democrat · SD-008Primary sponsorPrimary sponsor
TJThaddeus JonesRepresentative · Democrat · HD-029Primary sponsorPrimary sponsor
DTDoris TurnerSenator · Democrat · SD-048
CBChristopher BeltSenator · Democrat · SD-057
MSMike SimmonsSenator · Democrat · SD-007
CCCristina CastroSenator · Democrat · SD-022
RVRachel VenturaSenator · Democrat · SD-043
MHMattie HunterSenator · Democrat · SD-003
Show 18 more sponsors
MPMike PorfirioSenator · Democrat · SD-011
PJPatrick JoyceSenator · Democrat · SD-040
KVKarina VillaSenator · Democrat · SD-025
SFSara FeigenholtzSenator · Democrat · SD-006
LCLakesia CollinsSenator · Democrat · SD-005
EJEmil JonesSenator · Democrat · SD-014
MLMeg Loughran CappelSenator · Democrat · SD-049
LMLaura MurphySenator · Democrat · SD-028
ESElgie SimsSenator · Democrat · SD-017
MHMichael HalpinSenator · Democrat · SD-036
MEMary Edly-AllenSenator · Democrat · SD-031
SGSuzanne Glowiak HiltonSenator · Democrat · SD-023
MCMichael CrawfordRepresentative · Democrat · HD-031
CLCamille LillyRepresentative · Democrat · HD-078
MHMaura HirschauerRepresentative · Democrat · HD-049
LJLilian JimenezRepresentative · Democrat · HD-004
HHHoan HuynhRepresentative · Democrat · HD-013
RMRita MayfieldRepresentative · Democrat · HD-060
Bill history
Newest first.
Aug 4, 2026Public Act . . . . . . . . . 104-0753Senate
Aug 4, 2026Effective Date July 1, 2027Senate
Aug 4, 2026Governor ApprovedSenate
Jun 25, 2026Sent to the GovernorSenate
Jun 10, 2026Added as Co-Sponsor Sen. Suzy Glowiak HiltonSenate
Jun 9, 2026Added as Co-Sponsor Sen. Mary Edly-AllenSenate
Jun 9, 2026Added as Co-Sponsor Sen. Michael W. HalpinSenate
May 28, 2026Added as Co-Sponsor Sen. Elgie R. Sims, Jr.Senate
Show 67 earlier actions
May 27, 2026Added Alternate Co-Sponsor Rep. Rita MayfieldHouse
May 27, 2026Added Alternate Co-Sponsor Rep. Hoan HuynhHouse
May 27, 2026Passed Both HousesSenate
May 27, 2026Third Reading - Short Debate - Passed 070-038-001House
May 22, 2026Third Reading/Final Action Deadline Extended-9(b) May 31, 2026House
May 22, 2026Added Alternate Co-Sponsor Rep. Lilian JiménezHouse
May 21, 2026Added Alternate Co-Sponsor Rep. Maura HirschauerHouse
May 21, 2026Added Alternate Co-Sponsor Rep. Camille Y. LillyHouse
May 20, 2026Placed on Calendar Order of 3rd Reading - Short DebateHouse
May 19, 2026Held on Calendar Order of Second Reading - Short DebateHouse
May 19, 2026Second Reading - Short DebateHouse
May 19, 2026Added as Co-Sponsor Sen. Laura M. MurphySenate
May 15, 2026Added Alternate Co-Sponsor Rep. Michael CrawfordHouse
May 15, 2026Placed on Calendar 2nd Reading - Short DebateHouse
May 14, 2026Do Pass / Short Debate Executive Committee; 008-004-000House
May 14, 2026Motion to Suspend Rule 21 - Prevailed 070-036-000House
May 14, 2026Motion Filed to Suspend Rule 21 Executive Committee; Rep. Marcus C. Evans, Jr.House
May 14, 2026Committee Deadline Extended-Rule 9(b) May 15, 2026House
May 14, 2026Assigned to Executive CommitteeHouse
May 14, 2026Added as Co-Sponsor Sen. Meg Loughran CappelSenate
May 14, 2026Added as Co-Sponsor Sen. Emil Jones, IIISenate
May 14, 2026Referred to Rules CommitteeHouse
May 14, 2026First ReadingHouse
May 14, 2026Alternate Chief Sponsor Changed to Rep. Thaddeus JonesHouse
May 13, 2026Chief House Sponsor Rep. Emanuel "Chris" WelchHouse
May 13, 2026Arrived in HouseHouse
May 13, 2026Added as Co-Sponsor Sen. Lakesia CollinsSenate
May 13, 2026Added as Chief Co-Sponsor Sen. Cristina CastroSenate
May 13, 2026Added as Chief Co-Sponsor Sen. Mike SimmonsSenate
May 13, 2026Added as Chief Co-Sponsor Sen. Christopher BeltSenate
May 13, 2026Added as Chief Co-Sponsor Sen. Doris TurnerSenate
May 13, 2026Added as Co-Sponsor Sen. Sara FeigenholtzSenate
May 13, 2026Third Reading - Passed; 042-014-001Senate
May 13, 2026Added as Co-Sponsor Sen. Karina VillaSenate
May 13, 2026Added as Co-Sponsor Sen. Patrick J. JoyceSenate
May 13, 2026Placed on Calendar Order of 3rd ReadingSenate
May 13, 2026Senate Floor Amendment No. 2 Adopted; VillivalamSenate
May 13, 2026Senate Floor Amendment No. 1 Adopted; VillivalamSenate
May 13, 2026Recalled to Second ReadingSenate
May 13, 2026Added as Co-Sponsor Sen. Mike PorfirioSenate
May 13, 2026Added as Co-Sponsor Sen. Mattie HunterSenate
May 13, 2026Added as Co-Sponsor Sen. Rachel VenturaSenate
May 13, 2026Senate Floor Amendment No. 2 Be Approved for Consideration AssignmentsSenate
May 13, 2026Senate Floor Amendment No. 2 Referred to AssignmentsSenate
May 13, 2026Senate Floor Amendment No. 2 Filed with Secretary by Sen. Ram VillivalamSenate
May 13, 2026Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 009-003-000Senate
May 12, 2026Chief Sponsor Changed to Sen. Ram VillivalamSenate
May 12, 2026Senate Floor Amendment No. 1 Assignments Refers to InsuranceSenate
May 11, 2026Senate Floor Amendment No. 1 Referred to AssignmentsSenate
May 11, 2026Senate Floor Amendment No. 1 Filed with Secretary by Sen. Ram VillivalamSenate
May 8, 2026Rule 2-10 Third Reading Deadline Established As May 15, 2026Senate
Apr 17, 2026Rule 2-10 Third Reading Deadline Established As May 8, 2026Senate
Apr 14, 2026Placed on Calendar Order of 3rd Reading April 15, 2026Senate
Apr 14, 2026Approved for Consideration AssignmentsSenate
Jun 2, 2025Rule 3-9(a) / Re-referred to AssignmentsSenate
May 23, 2025Rule 2-10 Third Reading Deadline Established As June 1, 2025Senate
May 9, 2025Rule 2-10 Third Reading Deadline Established As May 23, 2025Senate
Apr 11, 2025Rule 2-10 Third Reading Deadline Established As May 9, 2025Senate
Apr 11, 2025Rule 2-10 Third Reading Deadline Established As May 9, 2025Senate
Mar 20, 2025Placed on Calendar Order of 3rd Reading April 1, 2025Senate
Mar 20, 2025Second ReadingSenate
Mar 19, 2025Placed on Calendar Order of 2nd Reading March 20, 2025Senate
Mar 19, 2025Do Pass Executive; 011-000-000Senate
Mar 12, 2025Assigned to ExecutiveSenate
Jan 24, 2025Referred to AssignmentsSenate
Jan 24, 2025First ReadingSenate
Jan 24, 2025Filed with Secretary by Sen. Don HarmonSenate
Recorded votes
Senate Executive CommitteeMar 19, 2025 · Senate · 6 yea · 0 nayPassedPassed
Senate Insurance CommitteeMay 12, 2026 · Senate · 9 yea · 3 nayPassedPassed
House Executive CommitteeMay 14, 2026 · House · 8 yea · 4 nayPassedPassed
Senate Third ReadingMay 13, 2026 · Senate · 42 yea · 14 nayPassedPassed
House Third ReadingMay 27, 2026 · House · 70 yea · 38 nayPassedPassed
Read the bill at the source
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