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STATE BILLIL HB 4464PASSED
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INS-DENTAL COVERAGE REIMBURSE

State of Illinois

Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.

Status
Passed
Signed or otherwise enacted
Status date
Jun 26, 2026
139 days ago
Current chamber
House of Representatives
Session
2025-2026 Regular Session
IL HB 4464 · PassedJun 26

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Bill details

Last action
Public Act . . . . . . . . . 104-0491 · Jun 26, 2026

Sponsors

JGJennifer Gong-GershowitzRepresentative · Democrat · HD-017Primary sponsor
JMJulie MorrisonSenator · Democrat · SD-029Primary sponsor
TKTracy Katz MuhlRepresentative · Democrat · HD-057
LCLakesia CollinsSenator · Democrat · SD-005

Bill history

Newest first.

Jun 26, 2026Public Act . . . . . . . . . 104-0491House
Jun 26, 2026Effective Date January 1, 2027House
Jun 26, 2026Governor ApprovedHouse
Jun 12, 2026Sent to the GovernorHouse
May 14, 2026Passed Both HousesHouse
May 14, 2026Added as Alternate Co-Sponsor Sen. Lakesia CollinsSenate
May 14, 2026Third Reading - Passed; 055-000-000Senate
Apr 30, 2026Placed on Calendar Order of 3rd Reading May 5, 2026Senate
Show 24 earlier actions
Apr 30, 2026Second ReadingSenate
Apr 28, 2026Placed on Calendar Order of 2nd Reading April 29, 2026Senate
Apr 28, 2026Approved for Consideration AssignmentsSenate
Apr 15, 2026Referred to AssignmentsSenate
Apr 15, 2026First ReadingSenate
Apr 15, 2026Chief Senate Sponsor Sen. Julie A. MorrisonSenate
Apr 15, 2026Placed on Calendar Order of First ReadingSenate
Apr 15, 2026Arrive in SenateSenate
Apr 14, 2026Third Reading - Short Debate - Passed 109-000-000House
Apr 14, 2026Placed on Calendar Order of 3rd Reading - Short DebateHouse
Apr 14, 2026House Floor Amendment No. 1 AdoptedHouse
Apr 10, 2026Held on Calendar Order of Second Reading - Short DebateHouse
Apr 10, 2026Second Reading - Short DebateHouse
Apr 8, 2026House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 015-000-000House
Apr 8, 2026Added Chief Co-Sponsor Rep. Tracy Katz MuhlHouse
Apr 7, 2026House Floor Amendment No. 1 Rules Refers to Insurance CommitteeHouse
Apr 1, 2026House Floor Amendment No. 1 Referred to Rules CommitteeHouse
Apr 1, 2026House Floor Amendment No. 1 Filed with Clerk by Rep. Jennifer Gong-GershowitzHouse
Feb 18, 2026Placed on Calendar 2nd Reading - Short DebateHouse
Feb 17, 2026Do Pass / Short Debate Insurance Committee; 016-000-000House
Feb 11, 2026Assigned to Insurance CommitteeHouse
Jan 20, 2026Referred to Rules CommitteeHouse
Jan 20, 2026First ReadingHouse
Jan 15, 2026Filed with the Clerk by Rep. Jennifer Gong-GershowitzHouse

Recorded votes

House Insurance CommitteeFeb 17, 2026 · House · 16 yea · 0 nayPassed
House Insurance CommitteeApr 8, 2026 · House · 15 yea · 0 nayPassed
House Third ReadingApr 14, 2026 · House · 109 yea · 0 nayPassed
Senate Third ReadingMay 14, 2026 · Senate · 55 yea · 0 nayPassed

Read the bill at the source

This page follows the bill as the legislature records it. For the bill's full text and the official record, use the legislature's own site.

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Bill data from LegiScan, licensed under CC BY 4.0.

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