STATE BILLIL HB 3799ENGROSSED

INS-CLIMATE RISK DISCLOSURE

Amends the Illinois Insurance Code. In provisions regarding the notice of intention not to renew a policy of insurance, provides that no company may impose renewal premium increases of more than 10% for policies of fire and extended coverage insurance that are subject to certain cancellation requirements, unless the company mails or delivers by electronic means to the named insured and the Department of Insurance notice of the increase in renewal premium at least 60 days before the policy renewal or anniversary date. Creates the Rates for Fire and Extended Coverage Insurance Article. Contains provisions concerning the purpose and applicability of the Article. Prohibits rates from being excessive, inadequate, or unfairly discriminatory, as specified. Sets forth provisions concerning determinations and notice from the Department and hearings on the notice. Provides that credible State-specific loss experience shall be used in the development of rates whenever that data is available and statistically reliable. Authorizes insurers, in order to meet actuarial standards of credibility, to supplement State-specific loss experience with countrywide, regional, or out-of-state loss experience. Effective January 1, 2027.

Status: Engrossed; Passed its first chamber
Status date: Apr 10, 2025; 581 days ago
Current chamber: House of Representatives
Session: 2025-2026 Regular Session

IL HB 3799 · EngrossedApr 10

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Bill details

Last action: Rule 19(b) / Re-referred to Rules Committee · Jul 1, 2026
Pending committee: Rules

Bill history

Newest first.

Jul 1, 2026Rule 19(b) / Re-referred to Rules CommitteeHouse

Mar 10, 2026Added Co-Sponsor Rep. Lilian JiménezHouse

Feb 24, 2026Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000House

Feb 24, 2026Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000House

Feb 24, 2026Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3House

Feb 24, 2026Approved for Consideration Rules Committee; 005-000-000House

Feb 17, 2026Added Co-Sponsor Rep. Kimberly Du BucletHouse

Feb 6, 2026Added Co-Sponsor Rep. Michelle MussmanHouse

Show 90 earlier actions

Feb 6, 2026Added Co-Sponsor Rep. Edgar González, Jr.House

Feb 6, 2026Added Co-Sponsor Rep. Dagmara AvelarHouse

Jan 21, 2026Removed Co-Sponsor Rep. Justin CochranHouse

Jan 21, 2026Added Co-Sponsor Rep. Justin CochranHouse

Jan 20, 2026Added Co-Sponsor Rep. Barbara HernandezHouse

Dec 1, 2025Rule 19(b) / Re-referred to Rules CommitteeHouse

Nov 20, 2025Added as Alternate Chief Co-Sponsor Sen. Christopher BeltSenate

Nov 14, 2025Added as Alternate Co-Sponsor Sen. Michael W. HalpinSenate

Oct 31, 2025Senate Floor Amendment No. 3 Motion to Concur Referred to Rules CommitteeHouse

Oct 31, 2025Senate Floor Amendment No. 2 Motion to Concur Referred to Rules CommitteeHouse

Oct 31, 2025Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn GabelHouse

Oct 31, 2025Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn GabelHouse

Oct 30, 2025Added as Alternate Co-Sponsor Sen. Cristina CastroSenate

Oct 30, 2025Senate Floor Amendment No. 3 Motion to Concur Lost 056-037-006House

Oct 30, 2025Senate Floor Amendment No. 2 Motion to Concur Lost 056-037-006House

Oct 30, 2025Added as Alternate Co-Sponsor Sen. Mattie HunterSenate

Oct 30, 2025Added as Alternate Chief Co-Sponsor Sen. Meg Loughran CappelSenate

Oct 30, 2025Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000House

Oct 30, 2025Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000House

Oct 30, 2025Senate Floor Amendment No. 3 Motion to Concur Referred to Rules CommitteeHouse

Oct 30, 2025Senate Floor Amendment No. 2 Motion to Concur Referred to Rules CommitteeHouse

Oct 30, 2025Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn GabelHouse

Oct 30, 2025Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn GabelHouse

Oct 30, 2025Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3House

Oct 30, 2025Arrived in HouseHouse

Oct 30, 2025Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a)Senate

Oct 30, 2025Third Reading - Passed; 041-015-001Senate

Oct 30, 2025Placed on Calendar Order of 3rd ReadingSenate

Oct 30, 2025Senate Floor Amendment No. 3 Adopted; HastingsSenate

Oct 30, 2025Senate Floor Amendment No. 2 Adopted; HastingsSenate

Oct 30, 2025Recalled to Second ReadingSenate

Oct 30, 2025Added as Alternate Chief Co-Sponsor Sen. Doris TurnerSenate

Oct 30, 2025Senate Floor Amendment No. 3 Be Approved for Consideration AssignmentsSenate

Oct 30, 2025Added as Alternate Co-Sponsor Sen. Sara FeigenholtzSenate

Oct 30, 2025Senate Floor Amendment No. 3 Referred to AssignmentsSenate

Oct 30, 2025Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. HastingsSenate

Oct 30, 2025Removed Co-Sponsor Rep. Mary Beth CantyHouse

Oct 30, 2025Removed Co-Sponsor Rep. Jehan Gordon-BoothHouse

Oct 30, 2025Removed Co-Sponsor Rep. Kimberly Du BucletHouse

Oct 30, 2025Removed Co-Sponsor Rep. Michael CrawfordHouse

Oct 30, 2025Removed Co-Sponsor Rep. Camille Y. LillyHouse

Oct 30, 2025Removed Co-Sponsor Rep. Rita MayfieldHouse

Oct 30, 2025Removed Co-Sponsor Rep. Michelle MussmanHouse

Oct 30, 2025Remove Chief Co-Sponsor Rep. Thaddeus JonesHouse

Oct 30, 2025Chief Sponsor Changed to Rep. Robyn GabelHouse

Oct 29, 2025Senate Floor Amendment No. 2 Be Approved for Consideration AssignmentsSenate

Oct 29, 2025Senate Floor Amendment No. 1 Postponed - InsuranceSenate

Oct 29, 2025Senate Floor Amendment No. 2 Referred to AssignmentsSenate

Oct 29, 2025Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. HastingsSenate

Oct 29, 2025Alternate Chief Sponsor Changed to Sen. Michael E. HastingsSenate

Oct 29, 2025Senate Floor Amendment No. 1 Assignments Refers to InsuranceSenate

Oct 29, 2025Senate Floor Amendment No. 1 Referred to AssignmentsSenate

Oct 29, 2025Senate Floor Amendment No. 1 Filed with Secretary by Sen. Michael E. HastingsSenate

Oct 28, 2025Placed on Calendar Order of 3rd Reading October 29, 2025Senate

Oct 28, 2025Second ReadingSenate

Oct 28, 2025Alternate Chief Sponsor Changed to Sen. Don HarmonSenate

Oct 28, 2025Placed on Calendar Order of 2nd ReadingSenate

Oct 28, 2025Approved for Consideration AssignmentsSenate

Apr 15, 2025Added Co-Sponsor Rep. Mary Beth CantyHouse

Apr 14, 2025Referred to AssignmentsSenate

Apr 14, 2025First ReadingSenate

Apr 14, 2025Chief Senate Sponsor Sen. Laura EllmanSenate

Apr 14, 2025Placed on Calendar Order of First ReadingSenate

Apr 14, 2025Arrive in SenateSenate

Apr 10, 2025Added Co-Sponsor Rep. Jehan Gordon-BoothHouse

Apr 10, 2025Added Co-Sponsor Rep. Kimberly Du BucletHouse

Apr 10, 2025Added Co-Sponsor Rep. Michael CrawfordHouse

Apr 10, 2025Added Co-Sponsor Rep. Camille Y. LillyHouse

Apr 10, 2025Added Co-Sponsor Rep. Rita MayfieldHouse

Apr 10, 2025Third Reading - Short Debate - Passed 075-038-000House

Apr 10, 2025Placed on Calendar Order of 3rd Reading - Short DebateHouse

Apr 10, 2025House Floor Amendment No. 2 AdoptedHouse

Apr 9, 2025House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 011-004-000House

Apr 9, 2025Added Chief Co-Sponsor Rep. Thaddeus JonesHouse

Apr 8, 2025House Floor Amendment No. 2 Rules Refers to Insurance CommitteeHouse

Apr 8, 2025House Floor Amendment No. 2 Referred to Rules CommitteeHouse

Apr 8, 2025House Floor Amendment No. 2 Filed with Clerk by Rep. Bob MorganHouse

Mar 26, 2025Held on Calendar Order of Second Reading - Short DebateHouse

Mar 26, 2025Second Reading - Short DebateHouse

Mar 21, 2025Placed on Calendar 2nd Reading - Short DebateHouse

Mar 20, 2025Do Pass as Amended / Short Debate Insurance Committee; 011-006-000House

Mar 20, 2025House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice VoteHouse

Mar 13, 2025House Committee Amendment No. 1 Rules Refers to Insurance CommitteeHouse

Mar 12, 2025House Committee Amendment No. 1 Referred to Rules CommitteeHouse

Mar 12, 2025House Committee Amendment No. 1 Filed with Clerk by Rep. Bob MorganHouse

Mar 12, 2025Added Co-Sponsor Rep. Michelle MussmanHouse

Mar 11, 2025Assigned to Insurance CommitteeHouse

Feb 18, 2025Referred to Rules CommitteeHouse

Feb 18, 2025First ReadingHouse

Feb 7, 2025Filed with the Clerk by Rep. Bob MorganHouse

Recorded votes

Third Reading in HouseApr 10, 2025 · House · 75 yea · 38 nayPassed

House Insurance CommitteeMar 20, 2025 · House · 6 yea · 2 nayPassed

House Insurance CommitteeApr 9, 2025 · House · 6 yea · 2 nayPassed

Senate Third ReadingOct 30, 2025 · Senate · 41 yea · 15 nayPassed

House ConcurrenceOct 30, 2025 · House · 56 yea · 37 nayPassed

Read the bill at the source

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INS-CLIMATE RISK DISCLOSURE

What it means for vendors

Bill details

Sponsors

Bill history

Recorded votes

Read the bill at the source

Start finding government buyers today.
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INS-CLIMATE RISK DISCLOSURE

What it means for vendors

Bill details

Sponsors

Bill history

Recorded votes

Read the bill at the source

Start finding government buyers today.It's free.

Start finding government buyers today.
It's free.