Village of Los Lunas Budget Workshop Minutes April 2026
Presbyterian Proposed as New Health Insurance Carrier
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Description
Presbyterian was recommended as the Village’s new health insurance carrier, offering level-funded coverage with no premium increase, $100,000 in implementation credits, and added benefits such as COBRA administration and gym memberships. The second-year rate cap will be based on the Village’s medical loss ratio.
Contract Details
Contract Amount
Current premiums with $0.00 increase plus $100,000 in implementation credits
Vendor
PRESBYTERIAN
Agency
Los Lunas village, NM
Contract Type
INSURANCE
Document Date
April 14, 2026
Contract Term
Level-funded health plan; second-year rate cap based on medical loss ratio
Renewal Info
Level-funded plan with second-year premium cap tied to medical loss ratio; if loss ratio is 75% or better, premiums would remain flat in year two.
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