Provident AD&D insurance funding
Klickitat County Fire District 15Washington- Detected
- Jul 22, 2026
- 103 days ago
- Sector
- Insurance
- Est. value
- Free account
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THE 30-SECOND BRIEF
The district is reviewing how to fund Provident Accident & Health and AD&D coverage after combining White Salmon Fire and KCFD3 policies. Staff discovered the new A&H policy was set up on annual installments for 2025-2027 and AD&D as a 1-year renewal, instead of the preferred 3-year prepaid structure. The board is being asked whether to use 2025 budget balances and general reserves and whether to switch to a 3‑year prepaid model starting in 2026. Insurance and benefits vendors can discuss multi-year pricing, policy design, and alternative coverage options for volunteer and career firefighters.
KCFD3 prepaid balance of $9,282.34 was applied to the first year of new WKRFA policies. Annual A&H cost noted as $6,251 with 3-year installments at $5,874; annual AD&D at $3,527.
From the meeting
- Meeting date
- July 22, 2026
- Agency
- Klickitat County Fire District 15
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