Amherst County Board of Supervisors Agenda April 2026
County Continues The Local Choice Health Benefits
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Description
Amherst County continues participation in The Local Choice pooled health benefits program for 2026, maintaining comprehensive medical, dental, vision, and wellness coverage for employees despite a 14.4% renewal increase. The arrangement leverages a statewide risk pool and includes significant penalties and a three‑year lockout if the County exits.
Contract Details
Vendor
LOCAL CHOICE (TLC)
Agency
Amherst County Service Authority, VA
Contract Type
INSURANCE
Document Date
April 6, 2026
Contract Term
Joined in 2025; renewal noted for 2026 plan year with 14.4% increase; 3-year lockout if leaving
Renewal Info
Moved to TLC in 2025 from Anthem Direct due to a proposed 35% increase; 2026 TLC renewal at +14.4%. Leaving TLC triggers an adverse experience adjustment fee estimated at $554,000 and a restriction on rejoining for 3 years.
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RENEWEDIssuing Agency
Amherst County Service Authority
Utility District
Madison Heights, VA
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