City of Encinitas Agenda Report Review and approve the execution of Memorandums of Understanding for Master Crime Insurance Program, Cyber Liability Program, Optional Excess Liability Program and Pollution Liability Insurance Program 2026-04-15
Encinitas to Execute PRISM Optional Excess Liability MOU
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Description
Encinitas plans to execute a Program-Specific Memorandum of Understanding with PRISM for the Optional Excess Liability Insurance Program effective July 1, 2026. The agreement preserves the City’s excess liability coverage beyond its primary general liability limits.
Contract Details
Vendor
PUBLIC RISK INNOVATION, SOLUTIONS, AND MANAGEMENT (PRISM)
Agency
City of Encinitas, CA
Contract Type
INSURANCE
Document Date
April 15, 2026
Contract Term
Effective 7/1/2026; ongoing annual Optional Excess Liability Insurance Program participation
Renewal Date
2027-07-01
Renewal Info
Ongoing annual participation with premiums allocated per PRISM methodology; withdrawal or cancellation governed by the PRISM Joint Powers Agreement, with automatic withdrawal at a renewal if required amendments are not executed.
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