Civic IQ
Pre-RFPInsuranceDetected Jul 1, 2026

Minooka CHSD #111 is evaluating insurance coverage options for the 07/01/2026 renewal, comparing current Illinois Counties Risk Management Trust (ICRMT/IPRF/Brokers’ Risk) placement with multiple alternate proposals. The comparison sheet covers total property, boiler & machinery, liability, crime, inland marine, commercial auto, umbrella, school board legal liability, workers’ compensation, cyber liability, treasurer’s bond, and terrorism coverage. Alternate carriers and agencies include SSCIP/SELF/Cincinnati, ISDA/WCSIT/Cincinnati, and various brokerage combinations (Worthy Insurance Group/Assured Partners/Gallagher, Gallagher/Dimond Bros., Brian Feltes & Associates, Lyons Insurance Agency). Premiums range around 601147 to 765692, with some options reflecting savings vs. the current program and others showing increases; SSCIP includes a loss fund structure and additional pollution and deadly weapons advisory services, and has a different effective date requiring a pro-rated premium. This document signals that the district is actively reviewing competing insurance structures and costs for the 2026-2027 policy term and has not yet indicated a final selection in this document. Vendors offering K-12 tailored P&C, workers’ comp, cyber, and risk-pool advisory services could engage around optimizing coverage, loss fund strategies, cyber limits, and alignment with the district’s risk tolerance before the July 1, 2026 renewal date.

SSCIP proposal includes a package loss fund of 127,050 for 2026-2027 and built-in pollution liabilit...

Minooka CHSD 111Minooka CHSD 111 2026-2027 property and liability insurance renewal

Why this matters for vendors

Early signals like this typically surface 6–18 months before a formal RFP is posted. Vendors who engage during the planning window help shape requirements, build relationships with decision-makers, and position ahead of the competition before the solicitation goes public.

Insurance

Where this sits in the buying cycle

Now

Capital plan & early discussion

Next 1–2 Q

Scoping & vendor outreach window

6–18 mo

RFP / solicitation posted

Later

Award & contract

Related

Similar signals forming now

Opportunities from other agencies that match this category and scope.

Pre-RFP

ABA Insurance Services provided Clearview Local School District with two optional standalone cyber risk insurance quotes from Great American Fidelity Insurance on May 12, 2026, offering 1 million and 2 million first- and third-party limits. These options, with total premiums of 5,382 and 7,838 respectively, sit on top of the SORSA/Crum & Forster cyber coverage and require a completed cyber diligence search, cyber liability application, and ransomware application before binding. The comparison table shows that adding Great American’s options would increase the district’s total cost including SORSA from 113,635 to 114,919 or 117,375, indicating that a decision to expand cyber limits and coverages is under consideration but not yet bound. This presents an opening for cyber insurers, brokers, and cybersecurity service providers to engage the district around optimal limits, incident response capabilities, and technical controls that will satisfy underwriters and improve both coverage and pricing.

Conditions to bind include completed cyber diligence search, signed cyber liability and ransomware a...

Clearview Local Schools
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Contract Award

Clearview Local School District has accepted a Schools of Ohio Risk Sharing Authority (SORSA) proposal to provide comprehensive property, liability, auto, crime, cyber, and violence coverage for the term July 1, 2026 to July 1, 2027. The total property limit is reported at approximately 94.17 million with a $15 million liability limit, and the total annual premium due to SORSA is 113,635, payable within 30 days of the effective date. This confirms that for 2026-2027 the district’s core risk financing, including buildings, buses, crime, and basic cyber/violence add-ons, is already bound through the member-owned SORSA pool and broker CF Risk & Insurance. For vendors, this establishes SORSA as the incumbent risk-sharing provider and frames the likely renewal and remarketing cycle, as well as the district’s appetite for ancillary risk, safety, and loss-control services tied to this coverage.

Line contributions include property 74477, GL/ELL 26771, auto physical damage 726, auto liability 60...

Clearview Local Schools
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Contract Award

Amethod Public Schools is reviewing a Marsh & McLennan Agency proposal to move its 07/01/26–07/01/27 insurance program off the CharterSafe package and into a multi-carrier structure led by Glatfelters (property, GL, auto, umbrella), BHHC (workers’ compensation), Travelers (cyber, crime, fiduciary), Philadelphia (student and volunteer accident), and others. The proposal outlines detailed limits, deductibles, and premiums, with a total program cost of 499242 and projected savings of 90864 versus the CharterSafe renewal, indicating a planned change of insurers across core lines rather than a like-for-like renewal. This is effectively a recommended award package and strongly suggests that Amethod’s insurance brokerage relationship is with Marsh & McLennan and that the district is poised to bind coverage with the quoted insurers for the 2026–2027 term. For vendors, this establishes key incumbents and policy structures that will govern risk transfer, claims handling, and coverage gaps for at least this one-year period, with likely remarketing again ahead of the 07/01/27 renewal. Conversations can focus on integration services, risk management add-ons, claims support, and positioning for the next marketing cycle, especially where limits, deductibles, or optional coverages appear thin or flagged as “for discussion.”

Proposal also includes options for abuse tail coverage from CharterSafe and Miller, Cyber alternativ...

Downtown Charter Academy District
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