Ardmore ISD #19 is proceeding with renewal of its comprehensive insurance program for the 07/01/2026–07/01/2027 term, based on a proposal prepared by The Bramlett Agency/Cross Pointe. The package places property, general liability, school board legal, employee benefits liability, auto, crime, cyber (with excess cyber), excess liability, deadly weapon protection, and workers’ compensation/employers liability primarily with OSIG (Oklahoma Schools Insurance Group) and OSAG/AmTrust. The total proposed annual premium is 915253, an increase over the expiring 883127, and the district made several mid-year changes in the prior term such as adjusting property values, adding/deleting vehicles, adding business personal property, equipment, and excess liability.Binding is still subject to a signed OSIG resolution page and a written OSAG renewal request, indicating final authorization steps are pending but the incumbent structure and carriers are identified. For vendors, this establishes OSIG/OSAG/AmTrust and The Bramlett Agency as the current incumbents, sets the coverage and cyber-control requirements (MFA and endpoint protection) that could drive IT/security projects, and defines a one-year cycle that will shape future rebids or competitive opportunities around mid-2027.

Cyber and excess cyber limits assume MFA on all remote access and enterprise-wide endpoint protection; without these controls, several cyber limits are reduced, creating related IT/security needs.