A June 17, 2026 benefits presentation to the Milwaukee Metro Fire & Rescue (MMFR) Board outlines extensive analysis of health insurance and ancillary benefits options for the newly merged agency. Consultants compared current City of Wauwatosa and City of West Allis health plans, reviewed carriers such as UnitedHealthcare/OptumRx and Anthem/Serve You, and evaluated structural options including joining Wauwatosa’s plan, a standalone self-funded plan, Wisconsin state plans, and the IAFF Health & Welfare Trust. The presentation also notes active review of dental (CarePlus, Humana, Anthem), vision (Superior Vision), life insurance (VOYA), and workplace clinic options (City of Wauwatosa clinic vs QuadMed), with additional benefits like EAP, wellness programs, and retiree benefits to be addressed, some through collective bargaining. MMFR plans to conclude health insurance analysis and recommend a plan, including workplace/near-site clinic and ancillary benefits, at the July board meeting, signaling an imminent decision and potential procurements or plan migrations for medical, dental, vision, life, and clinic services once a strategy is chosen.

The work is currently in analysis and comparison phase, with no final benefit structure selected. So...