INSURANCEPENDING

Illustrative 2026 health renewal projected with TLC

Rappahannock County Schools’ benefits consultant prepared an illustrative renewal analysis with current health benefits carrier The Local Choice projecting a 22.4% premium increase to $2,944,542 for the October 1, 2026 renewal. The analysis details claims, fixed costs, and capitated pharmacy and dental expenses using TLC’s credibility methodology.

Status
PENDING
Document date
July 19, 2026
Contract type
INSURANCE
Vendor
Local Choice
Agency
Rappahannock County Public Schools · VA

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Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo
Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo
Motive logo
Veritone logo
TerraCycle logo
Cyvl logo
WithersRavenel logo
Derivita logo
Comcate logo
SafeTouch logo
IANS Research logo

Scope & details

The full contract record, as filed.

Contract amount
$2,405,674 current annual premium; projected premium requirement $2,944,542 (22.4% increase)
Contract type
INSURANCE
Contract term
11/1/2024 – 10/31/2025 experience period; illustrative renewal effective 10/1/2026
Renewal
Illustrative analysis only for the October 1, 2026 renewal of the existing health benefits contract with The Local Choice; no formal renewal or rate acceptance documented. TLC applies a 45% credibility weight to Rappahannock County Schools’ claims and 55% to the TLC pool to develop final premium rates.
Document type
Report
Source document
Rappahannock County Schools Illustrative Renewal Analysis 2026-10-01

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Frequently asked questions

Common questions about this contract, answered from the record.

Who was awarded the insurance contract by Rappahannock County Public Schools?

Local Choice was awarded this insurance contract by Rappahannock County Public Schools, as recorded on July 19, 2026. The contract value is $2,405,674 current annual premium; projected premium requirement $2,944,542 (22.4% increase).

How much is the Local Choice contract with Rappahannock County Public Schools worth?

The Local Choice contract with Rappahannock County Public Schools is valued at $2,405,674 current annual premium; projected premium requirement $2,944,542 (22.4% increase), covering insurance work.

What type of contract is this?

This is a Insurance contract, documented as a report record.

Where was this contract approved?

This contract appears in Rappahannock County Schools Illustrative Renewal Analysis 2026-10-01 (Report), dated July 19, 2026 from Rappahannock County Public Schools. Civic IQ extracts contract records directly from agency meeting documents and solicitations.

What other contracts does Local Choice hold?

Local Choice may hold additional government contracts. View their full contract history, the agencies they serve, and total tracked spend on their Civic IQ vendor profile.

View Local Choice's profile

What is Rappahannock County Public Schools currently buying?

Explore Rappahannock County Public Schools's vendors, signed contracts, and active RFPs on their Civic IQ agency profile.

View Rappahannock County Public Schools's profile

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