Chesterton Town Council Meeting Minutes January 2026
Town Renews Insurance with Shepard Insurance for 2026
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Description
The Chesterton Town Council renewed its property and casualty insurance for 2026 with Shepard Insurance for $563,377.13, covering general liability, property, auto, and cyber risks from January 1, 2026 to January 1, 2027. Premium and deductibles have increased in line with market trends, with an overall 28% rise in costs and adjusted deductibles. The insurance agency will maintain loss control and plans to re-market coverage next year.
Contract Details
Contract Amount
$563,377.13
Vendor
SHEPARD INSURANCE
Agency
Town of Chesterton town, IN
Contract Type
INSURANCE
Document Date
January 12, 2026
Contract Term
1/1/26–1/1/27
Renewal Date
2027-01-01
Renewal Info
Annual renewal; plan is to re-market next year (2027). Deductibles increased. Previous (expiring) premium was $439,349.50.
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