CEBT health plan loss ratio drives 2025 renewal

CEBT provides Morgan County School District Re-3 with self-funded health coverage, with a reported 66.3% net loss ratio for January–December 2024 used to set the July 2025 renewal rates. The summary details claims, contributions, and loss ratio categories that drive the upcoming premium adjustment.

Scope & details

The full contract record, as filed.

Contract type

INSURANCE

Contract term

January 2024 – December 2024 (data period for July 2025 rate renewal)

Renewal date

2025-07-01

Renewal

July 2025 premium rates will be set based on the group’s loss ratio category, using the 2024 plan year experience; rate increase tiers range from 5.50% to 22.00% depending on final loss ratio placement.

Document type

Report

Source document

fort-morgan-school-district-re-3-report-2025-07-01_8c8.pdf

Related contracts

Other contracts from CEBT.

View all →

Hayden Town Council AgendaPacket 2026-08-06

APPROVED

Town of Hayden, Colorado$63,606.07Aug 6, 2026

Town of Blue River Board of Trustees Agenda Packet 2026-07-21

ONGOING

Blue River Joint Fire District, WisconsinJul 21, 2026

Paint Brush Hills Metropolitan District Agenda Packet 2026-07-16

RATIFIED

Paint Brush Hills Metropolitan District, Colorado$14,303.10Jul 16, 2026

Baca Grande Water and Sanitation District Agenda Packet 2026-07-15

APPROVED

Baca Grande Water And Sanitation Dist, Colorado$11,583.32Jul 15, 2026

Crested Butte Fire Protection District Board of Directors Regular Meeting Agenda Packet 2026-07-14

ONGOING

Crested Butte Fire Protection District, Colorado$97,874.05Jul 14, 2026

Frequently asked questions

Common questions about this contract, answered from the record.

Who was awarded the insurance contract by Fort Morgan School District RE-3?

CEBT was awarded this insurance contract by Fort Morgan School District RE-3, as recorded on July 1, 2025.

What type of contract is this?

This is a Insurance contract, documented as a report record.

Where was this contract approved?

This contract appears in fort-morgan-school-district-re-3-report-2025-07-01_8c8.pdf (Report), dated July 1, 2025 from Fort Morgan School District RE-3. Civic IQ extracts contract records directly from agency meeting documents and solicitations.

What other contracts does CEBT hold?

CEBT may hold additional government contracts. View their full contract history, the agencies they serve, and total tracked spend on their Civic IQ vendor profile.

View CEBT's profile

What is Fort Morgan School District RE-3 currently buying?

Explore Fort Morgan School District RE-3's vendors, signed contracts, and active RFPs on their Civic IQ agency profile.

View Fort Morgan School District RE-3's profile