Forest Lake ISD 831 Dental Benefit Comparison Proposal 2026-07-01
MetLife proposes fully insured dental plan with rate caps
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Description
MetLife offered Forest Lake ISD 831 a fully insured dental plan effective 7/1/2026 with a 12‑month rate guarantee and two additional years of capped renewals. The proposal limits the second and third year rate increases to no more than 7.0% annually.
Contract Details
Vendor
METLIFE
Agency
Forest Lake Public School District, MN
Contract Type
INSURANCE
Document Date
June 5, 2026
Contract Term
12 months starting 7/1/2026, with 2nd and 3rd year rate caps
Renewal Date
2027-07-01
Renewal Info
Initial 12‑month rate guarantee from 7/1/2026. Second year renewal rates effective 7/1/2027 capped at 7.0% above current rates; third year renewal rates capped at 7.0% above the prior plan year’s rates.
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