INSURANCERECOMMENDED

City of Port Huron Special Meeting Agenda and Budget Presentation May 2026

City eyes joining West Michigan Health Insurance Pool

Approximately $860,000 in annual healthcare savings plus about $1,000,000 in additional savings from Medicare shift (no total premium stated)Town of Port Huron charterWEST MICHIGAN HEALTH INSURANCE POOLMay 11, 2026

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Description

Port Huron’s healthcare team recommends transitioning to the West Michigan Health Insurance Pool for active and non-Medicare retiree coverage starting July 1, 2026, with projected annual savings of about $860,000. The City also plans to move its Medicare Advantage retirees into the Pool on January 1, 2027, for an additional $1 million in savings.

Contract Details

Contract Amount

Approximately $860,000 in annual healthcare savings plus about $1,000,000 in additional savings from Medicare shift (no total premium stated)

Vendor

WEST MICHIGAN HEALTH INSURANCE POOL

Agency

Town of Port Huron charter, MI

Contract Type

INSURANCE

Document Date

May 11, 2026

Contract Term

Active employee and <65 retiree medical effective July 1, 2026; Medicare Advantage effective January 1, 2027; future dental/vision/life/LTD and vision quotes under consideration

Renewal Info

Initial participation is recommended for medical coverage starting in FY 2026-27, with a subsequent Medicare Advantage transition in 2027; long-term renewal structure not specified.

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