City Carries High Excess Auto Coverage With Lloyd’s

Lloyd’s supplies the City of Quinte West’s second excess auto liability layer for 2026, adding up to $25 million in aggregate coverage above $25 million in underlying limits. Actuarial modeling suggests this high excess layer is conservatively structured and inefficiently priced given the City’s loss profile.

Scope & details

The full contract record, as filed.

Contract amount

$35,629 (Excess 2 premium)

Contract type

INSURANCE

Contract term

01/01/2026 – 01/01/2027

Renewal date

2027-01-01

Renewal

This high excess Lloyd’s layer is scheduled through January 1, 2027 and may be restructured or repriced at renewal in light of actuarial recommendations regarding conservative limits and low expected loss activity in this band.

Document type

Agenda

Source document

City of Quinte West Council Agenda 2026-07-15

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Frequently asked questions

Common questions about this contract, answered from the record.

Who was awarded the insurance contract by City of Quinte West?

LLOYD’S was awarded this insurance contract by City of Quinte West, as recorded on July 15, 2026. The contract value is $35,629 (Excess 2 premium).

How much is the LLOYD’S contract with City of Quinte West worth?

The LLOYD’S contract with City of Quinte West is valued at $35,629 (Excess 2 premium), covering insurance work.

What type of contract is this?

This is a Insurance contract, documented as a agenda record.

Where was this contract approved?

This contract appears in City of Quinte West Council Agenda 2026-07-15 (Agenda), dated July 15, 2026 from City of Quinte West. Civic IQ extracts contract records directly from agency meeting documents and solicitations.

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